https://basispoint.net/economy-insights Expert analysis on markets, the economy, and personal finance. Data-driven insights to help you make informed financial decisions. en Tue, 14 Apr 2026 12:56:53 GMT https://basispoint.net/economy-insights/april-2026-ppi-wholesale-inflation-oil-shock-sp500 https://basispoint.net/economy-insights/april-2026-ppi-wholesale-inflation-oil-shock-sp500 Wholesale inflation just hit a 3-year high thanks to the Iran oil shock. Here's why Wall Street is ignoring the PPI report and what it means for your money. Tue, 14 Apr 2026 12:56:53 GMT https://basispoint.net/economy-insights/stock-market-drop-hormuz-blockade-oil-inflation-april-2026 https://basispoint.net/economy-insights/stock-market-drop-hormuz-blockade-oil-inflation-april-2026 The Dow and S&P 500 are sliding after the Strait of Hormuz blockade. Here is what surging oil prices and sticky inflation mean for your investments and savings. Mon, 13 Apr 2026 12:57:52 GMT https://basispoint.net/economy-insights/april-2026-fed-rate-cut-mortgages-hysa-earnings https://basispoint.net/economy-insights/april-2026-fed-rate-cut-mortgages-hysa-earnings A sudden shift in real yields has Wall Street pricing in a 50-basis-point Fed cut. Here is why mortgage rates are dropping and what to do with your cash. Sun, 12 Apr 2026 12:34:15 GMT https://basispoint.net/economy-insights/april-2026-mortgage-rates-dropping-diy-treasury-trading https://basispoint.net/economy-insights/april-2026-mortgage-rates-dropping-diy-treasury-trading Mortgage rates are falling amid Iran ceasefire talks, but passive bond funds are still leaving money on the table. Here is how DIY Treasury trading hits 5.75%. Sat, 11 Apr 2026 12:31:24 GMT https://basispoint.net/economy-insights/march-2026-cpi-oil-shock-ai-drag-sp500-forecast https://basispoint.net/economy-insights/march-2026-cpi-oil-shock-ai-drag-sp500-forecast With March CPI hitting 3.3% due to the Iran oil shock and AI dragging down short-term productivity, why is Wall Street calling for the S&P 500 to reach 7,400? Fri, 10 Apr 2026 12:41:52 GMT https://basispoint.net/economy-insights/february-pce-inflation-report-oil-shock-trap-2026 https://basispoint.net/economy-insights/february-pce-inflation-report-oil-shock-trap-2026 Core PCE inflation hit 3% in February before the Iran oil shock even started. Here is why Wall Street's predicted earnings boom might be a massive trap. Thu, 09 Apr 2026 12:55:39 GMT https://basispoint.net/economy-insights/stock-market-rally-april-2026-ceasefire-mirage https://basispoint.net/economy-insights/stock-market-rally-april-2026-ceasefire-mirage The Dow surged 1,300 points on news of a US-Iran ceasefire extension. But with the Strait of Hormuz closed and trade falling, this rally looks like a massive trap. Wed, 08 Apr 2026 12:53:55 GMT https://basispoint.net/economy-insights/hormuz-deadline-fed-rate-hike-threat-april-2026 https://basispoint.net/economy-insights/hormuz-deadline-fed-rate-hike-threat-april-2026 The S&P 500 is rallying on ceasefire hopes, but the looming Strait of Hormuz deadline and inflation fears mean the Fed might actually raise interest rates. Tue, 07 Apr 2026 12:53:24 GMT https://basispoint.net/economy-insights/jamie-dimon-iran-warning-oil-shock-inflation-2026 https://basispoint.net/economy-insights/jamie-dimon-iran-warning-oil-shock-inflation-2026 Jamie Dimon is warning that an Iran conflict could trigger an oil shock and sticky inflation. Why the S&P 500 might be completely ignoring the biggest risk of 2026. Mon, 06 Apr 2026 12:43:42 GMT https://basispoint.net/economy-insights/how-rising-mortgage-rates-affect-home-prices https://basispoint.net/economy-insights/how-rising-mortgage-rates-affect-home-prices Wondering how rising mortgage rates affect home prices and your buying power? We break down the brutal math, the lock-in effect, and what history tells us. Mon, 06 Apr 2026 12:55:03 GMT https://basispoint.net/economy-insights/high-yield-savings-accounts-explained https://basispoint.net/economy-insights/high-yield-savings-accounts-explained Wondering what a high-yield savings account is and if it's worth it? We break down how HYSAs work, why they pay more, and when you should use one. Sun, 05 Apr 2026 11:59:42 GMT https://basispoint.net/economy-insights/april-2026-jobs-report-mortgage-rates-yields https://basispoint.net/economy-insights/april-2026-jobs-report-mortgage-rates-yields The March 2026 jobs report signals an 'E-Shaped' economy. Here is why Fed rate cuts are dead, why the yield curve is un-inverting, and what it means for you. Sun, 05 Apr 2026 12:31:02 GMT https://basispoint.net/economy-insights/what-is-quantitative-tightening-explained https://basispoint.net/economy-insights/what-is-quantitative-tightening-explained Wondering what Quantitative Tightening (QT) actually is? Learn how the Federal Reserve shrinking its balance sheet affects your mortgage, stocks, and savings. Sat, 04 Apr 2026 12:39:56 GMT https://basispoint.net/economy-insights/april-2026-economy-jobs-mortgage-rates-oil-shock https://basispoint.net/economy-insights/april-2026-economy-jobs-mortgage-rates-oil-shock Mortgage rates dropped while oil shocks worsened. We break down the April 2026 jobs report, Iran war inflation fears for retirees, and 4% savings rates. Sat, 04 Apr 2026 12:28:59 GMT https://basispoint.net/economy-insights/stock-market-correction-explained https://basispoint.net/economy-insights/stock-market-correction-explained A stock market correction can feel terrifying, but it's a normal part of investing. Here is exactly what a correction is, how long they last, and what to do. Fri, 03 Apr 2026 12:56:41 GMT https://basispoint.net/economy-insights/march-2026-jobs-report-oil-shocks-taco-trade https://basispoint.net/economy-insights/march-2026-jobs-report-oil-shocks-taco-trade With the US expected to add just 59k jobs in March, oil shocks, and geopolitical tension rising, here is what the Good Friday market closures really mean. Fri, 03 Apr 2026 12:36:40 GMT https://basispoint.net/economy-insights/march-cpi-oil-shock-tariffs-treasurys-2026 https://basispoint.net/economy-insights/march-cpi-oil-shock-tariffs-treasurys-2026 US stock futures tumble as oil surges and stagflation fears mount. Breaking down the one-year anniversary of tariffs, $4 gas, and why investors are eyeing Treasurys. Thu, 02 Apr 2026 12:44:15 GMT https://basispoint.net/economy-insights/debt-to-gdp-ratio-explained https://basispoint.net/economy-insights/debt-to-gdp-ratio-explained We break down the debt-to-gdp ratio in plain English. Learn how the national debt impacts your mortgage rates, inflation, and the broader economy in 2026. Thu, 02 Apr 2026 12:41:55 GMT https://basispoint.net/economy-insights/sp500-april-2026-truce-rally-reinflation-risks https://basispoint.net/economy-insights/sp500-april-2026-truce-rally-reinflation-risks The Dow and S&P 500 are rallying on US-Iran truce talks to close Q1 2026, but plunging Nike earnings and reinflation risks suggest April could be a trap. Wed, 01 Apr 2026 12:51:16 GMT https://basispoint.net/economy-insights/how-oil-prices-affect-inflation-grocery-bills https://basispoint.net/economy-insights/how-oil-prices-affect-inflation-grocery-bills Wondering why groceries are so expensive? Discover how crude oil prices secretly drive up inflation, impact your grocery bill, and dictate Fed interest rates. Wed, 01 Apr 2026 12:15:32 GMT